Credit Analyst

  • Job Reference: 00001229-1
  • Date Posted: 8 September 2021
  • Recruiter: Lawsons (Colney Heath)
  • Location: Head Office
  • Salary: On Application
  • Sector: Accounting, Administration, Banking & Financial Services
  • Job Type: Permanent
  • Work Hours: Full Time

Job Description

The Lawsons Group is a family-owned business that sells timber, fencing and building materials to both the trade and DIY sectors The Group contains the Lawsons, AVS Fencing and Hertfordshire Timber & Building Supplies brands.

The first Lawsons business was formed in 1921 and the Group has now grown to 32 branches, has close to 750 employees, a turnover of £160m and is highly profitable and cash generative. Net assets now exceed £75m.

The Group has grown rapidly over the last 2 years through several strategic acquisitions, and we anticipate that we will add at least a further 8 to 10 Branches over the next 9 - 12 months.

We are actively seeking a bright, enthusiastic self-reliant, Credit Analyst to join our busy Credit Team – Reporting to the Credit Manager, taking on a wide variety of duties.


  • Opening credit accounts (for customers, branches/reps)
  • Ensuring credit applications are correctly completed
  • Using investigating skills to research the company
  • Getting in contact with the customers/reps for more information
  • Running land registry checks
  • Communicating with credit checking company
  • Analysing financial data
  • Risk assess customer and set Basic Credit Limits
  • Recommend Larger Limits to Credit Manager for approval
  • Once approved and complete. Follow the standard opening account process
  • Supplying information to the Credit Manager to be included in the board report

    Credit Administration

  • Update the customer account maintenance where appropriate
  • Complying with GDPR regulations throughout the credit application process
  • Sending out statements, invoices, credits etc
  • Reallocation of Branch/Rep responsibilities and subsequent communication of the changes
  • Reactivating credit accounts (for customers, branches/reps)
  • Opening web accounts (for customers, branches/reps)
  • Credit increases/decreases – Running reports and making changes to the account

Sales Ledger

  • End of Day Banking process & Banking
  • Assisting with Payment allocation

Credit Control

  • Releasing or refusing tickets for branches when an account is over trading
  • Taking payments.
  • Assisting the Credit Team with Account Collections, especially when accounts are over-trading.

Ideal Candidate

  • Demonstrates a positive, friendly, and balanced approach.
  • Someone who will promote and adhere to the company’s cultures, values, and professionalism.
  • Good interpersonal skills, confident and able to approach customers.
  • Excellent communicating and influencing skills

Knowledge, Experience, Qualification

  • Good academic record ( including GSCE English and Maths level C and above – or equivalent).
  • Good understanding or ability to learn balance sheet, profit and loss accounts and other financial information.
  • Excellent attention to detail.
  • Proven experience of having worked in a high-volume environment.
  • Ability to work to strict deadlines.
  • Good Excel and Word skills.
  • Strong administration skills, ideally within a credit control/sales ledger/finance department.

Hours - 37.5 hours. Saturdays are usually 1 in (number of staff employed) You will get back your Saturday hours, the following week or so.